How To Expert Tips When to splurge and when not to splurge

When to splurge and when not to splurge

By Bryson Sleppy | November 4, 2024

| Last updated on November 5, 2024


Should you spend your hard-earned money on this or that?

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Let’s admit it, model railroading isn’t the cheapest hobby. Whether you’re a collector, operator, or both, trains and accessories can add up quickly. I’m not a financial advisor, and I can’t tell you how to spend your money, but here are some points to think about when you question when to splurge and when not to splurge as a modeler.

 

What are your hobby passions?

A black model diesel locomotive pulls a modern passenger train down a grade
Led by a Siemens ALC-42 diesel locomotive in the commemorative “Day One” paint scheme, Amtrak’s Empire Builder approaches Williams Bay on the HO scale Milwaukee, Racine & Troy staff layout. Bryson Sleppy photos unless noted

If you’re passionate about a facet of the hobby, be it locomotives, Digital Command Control, or scenery, focus your resources and splurge on it. For example, I’m passionate about modern Amtrak and commuter trains. I’ll spend more on equipment under that umbrella than I will, say, freight locomotives and rolling stock. Though you may disagree with some of the following places in the hobby where you should or shouldn’t splurge, I’m sure everyone agrees that if you’re passionate about something, you’ll splurge a little bit.

 

Benchwork and trackwork

Two men take apart wood structure
After the sale to Firecrown, the Milwaukee, Racine & Troy had to be removed from our previous office. The Troy Branch was dismantled in a way that saved the L-girder benchwork (from the original MR&T) for future use.

If you read my previous article about gathering wood for model railroad benchwork you may already know where I’m going with this. Benchwork is the foundation of a layout, and trackwork is critical for smooth-running trains. Though you could easily find scrap wood for your benchwork and source old track, you’re only opening the door for problems in the long run.

By investing in quality wood and track, you’ll only have to splurge once even if you have to tear the layout apart and build a new one. Solid benchwork can, within reason, be used again and again. These are also two areas where it’s ideal not only to splurge in a financial sense, but in time and effort.

 

Rare models

Photo of HO scale four-axle locomotive on white background.
The ever-elusive CF7 that Bryson is always searching for. Bill Zuback photo

I posed the question “What should you splurge on?” to other modelers in the Firecrown office. Brian Schmidt, editor of Classic Trains, mentioned that he would splurge on models that haven’t been produced. For example, Brian models the Milwaukee Road in N scale. He would splurge on six-axle Baldwin switchers or Fairbanks-Morse switchers if they come to market.

I completely agree with Brian. Two models that I’m always looking for at train shows are the Athearn CF7 and Walthers Viewliner I. Both of these models have been off the market for more than a decade. Will we ever see another run of Viewliner I cars or CF7s? Who knows. I absolutely splurge on rare models that may never be produced again.

Deals and discounts

Photo of six HO scale freight cars on white background
Train shows and swap meets are great places to purchase old and out-of-production models. You may even get a good deal on them. Cody Grivno photo

Now, with spending money on a hobby comes responsibility. I’m a big fan of deals. If you really want to splurge on a product but it doesn’t seem to be flying off the shelves, consider waiting until it goes on sale. You can typically get a model cheaper from your local hobby store than from the manufacturer.

Another way to save some money is by pre-ordering. Some manufacturers give a discount if you preorder a model within a certain time period. Be sure to keep an eye on the News section of Trains.com and Model Railroader to get the latest product announcements.

In addition, the fall and winter months are peak time for train shows. These are perfect places to find great deals and possibly make trades. Technology these days even allows us to share our collections online. You may be able to find great deals through online marketplaces.

 

Gathering your own supplies

A filed of golden rod sits in the foreground, with a city skyline in the background separated by a bay
Foraging for materials isn’t just a free activity, but you get outside into the fresh air. What could be better than that? Mitch Horner photo

Finally, what’s the ultimate deal? Free stuff, of course. Model railroading offers us the ability to utilize the environment around us for materials like rocks and plants. Assistant Digital Editor Mitch Horner went into the wild one day to show you great examples of free plants you can use on your layout in this article.

One thought on “When to splurge and when not to splurge

  1. This isn’t so much a “deal” or splurge as it is a cautionary tale. IF you see a building kit, rolling stock, locomotive, or scenery product that you think might be something you’ll want or need later down the line when you get to working on another area of your layout, or the layout you’re planning…. BUY IT NOW!
    Too many times we’ve all decided to wait, only to find the item or products we now need for our layout is out of stock, out of production, unavailable…or worse case, the manufacturer/company has gone out of business. You snooze, you lose…

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